Appraisal services for Wenatchee and Chelan County homeowners

See the top reasons WA homeowners order from Pacific Appraisal Associates:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a WA property tax assessment
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Chelan County or the state of WA

Own a house in or near Wenatchee, WA and need help determining the value of it?
Contact Pacific Appraisal Associates.

We at Pacific Appraisal Associates understand the special needs of a customer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our non-traditionalclient, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Pacific Appraisal Associates, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping clients just like you get rid of unnecessary PMI insurance.

Challenge Chelan county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. That only means you are paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Pacific Appraisal Associates is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Pacific Appraisal Associates can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Pacific Appraisal Associates can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.